Mutual Funds
A mutual fund is a simple way for a group of investors to pool their money and invest together with a common goal. A professional fund manager handles the investments, deciding where to put the money—usually in stocks or bonds.
Mutual funds are a smart investment choice because they offer diversification, professional management, and ease of access, saving investors the hassle of selecting individual stocks or bonds themselves.
The primary advantage of funds is the professional management of your money. Investors purchase funds because they do not have the time or the expertise to manage their own portfolio. A mutual fund is a relatively inexpensive way for a small investor to get a full-time manager to make and monitor the investments.
By owning "shares"(known as "units") in a mutual fund instead of owning individual stocks or bonds, your risk is spread out. The idea behind diversification is to invest in a number of assets so that a loss in any particular investment is minimized by gains in others.
Because a mutual fund buys and sells large amounts of securities at a time, its transaction costs are lower than you as an individual would pay.
Just like an individual stock, a mutual fund allows you to sell the units at any time.
Buying a mutual fund is easy! The minimum investment is also very small. As little as Rs 500 can be invested on a monthly basis. Just contact us to know more.
